Fountain FinancesSmarter money decisions

Terms of Use

Please read these terms carefully. By using the Site, you agree to them.

Last updated

1. Acceptance of these terms

These Terms of Use (“Terms”) govern your access to and use of FountainFinances.com and its content, calculators and features (the “Site”), operated by Fountain Finances (“we,” “us”). By using the Site you agree to these Terms and to our Privacy Policy. If you do not agree, do not use the Site.

2. Educational information only — no advice

The Site provides general educational information and comparisons about personal finance products and topics. We are not a bank, lender, broker, insurer, credit counselor, tax preparer, attorney or registered investment adviser, and nothing on the Site is individualized financial, investment, tax, legal or credit advice, or an offer or solicitation to buy or sell any product. You are solely responsible for your financial decisions. Consider consulting a qualified professional about your circumstances. See our Disclaimer.

3. Accuracy of information

We work hard to keep information accurate and current, but financial products, rates, fees, terms and laws change frequently. We do not guarantee that any information on the Site is complete, accurate or up to date. Always confirm rates, fees, eligibility and terms directly with the provider before applying for or purchasing any product.

4. Calculators

Calculator results are estimates based on the information you enter and simplified assumptions. They are provided for illustration only, are not a loan offer, pre-qualification, rate quote or guarantee of any outcome, and may differ from the terms a provider offers you.

5. Third-party websites and products

The Site links to third-party websites, including financial providers. We do not control those sites and are not responsible for their content, products, services, privacy practices or decisions, including decisions to approve or decline any application. Your dealings with any third party are solely between you and that party. Some links are affiliate links; see our Affiliate Disclosure.

6. Acceptable use

You agree not to:

  • Use the Site for any unlawful purpose or in violation of these Terms.
  • Attempt to gain unauthorized access to the Site, its servers or data, or interfere with its operation or security.
  • Use automated means to scrape, copy or republish substantial portions of the Site’s content without written permission.
  • Submit false, misleading, abusive or spam content through our forms.

7. Intellectual property

The Site’s content — including text, graphics, logos, the Fountain Finances name and brand, calculators and code — is owned by Fountain Finances or its licensors and protected by U.S. and international intellectual property laws. You may view and print pages for personal, non-commercial use. You may quote brief excerpts with attribution and a link to the original page. Any other use requires our prior written permission.

8. Your submissions

If you send us feedback, suggestions or other communications, you grant us a non-exclusive, royalty-free right to use them to operate and improve the Site. Do not send confidential or sensitive financial information.

9. Disclaimer of warranties

THE SITE AND ALL CONTENT ARE PROVIDED “AS IS” AND “AS AVAILABLE,” WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, ACCURACY AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SITE WILL BE UNINTERRUPTED, ERROR-FREE OR FREE OF HARMFUL COMPONENTS.

10. Limitation of liability

TO THE FULLEST EXTENT PERMITTED BY LAW, FOUNTAIN FINANCES AND ITS OWNERS, EMPLOYEES AND CONTRIBUTORS WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, SAVINGS, DATA OR GOODWILL, ARISING FROM YOUR USE OF OR RELIANCE ON THE SITE OR ANY THIRD-PARTY PRODUCT, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. SOME JURISDICTIONS DO NOT ALLOW CERTAIN LIMITATIONS, SO SOME OF THE ABOVE MAY NOT APPLY TO YOU.

11. Indemnification

You agree to indemnify and hold harmless Fountain Finances from claims arising out of your violation of these Terms or misuse of the Site.

12. Governing law

These Terms are governed by the laws of the United States and the laws of the state in which Fountain Finances is organized, without regard to conflict-of-law principles. Any dispute will be resolved in the courts located in that state, unless applicable law requires otherwise.

13. Changes

We may update these Terms at any time by posting a revised version on this page. Continued use of the Site after changes take effect means you accept the revised Terms.

14. Contact

Questions about these Terms: info.christopherkunz@gmail.com.